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Managing General Agent

    In 1997, the Chubb Group of Insurance Companies appointed Martin & Zerfoss, Inc., as their Managing General Agent (MGA) for personal lines in the State of Tennessee. The appointment provided non-contract agents across the State with a market for their Private Clients. Today, with the addition of AIG, Travelers and Berkshire Hathaway, we serve over 150 agencies in the Southeast.
    We separate ourselves from other MGA's by providing in-house service as opposed to sending our agents to a separate service center. We are very proud of the fact that our staff deals directly with underwriters on a daily basis, which creates high levels of underwriting and binding authority. We underwrite policies up-front, provide same day service for quotes and produce formal proposals for our agents. Most importantly, we pay a high rate of commission!
    Martin & Zerfoss has a trusted reputation for taking great care of our clients.  From understanding trends in the industry, to holding the key to customer service; Communication, Information and Timeframe.
    M&Z provides key information, within a quick turnaround, creating instant trust for your clientele; as the Market is constantly changing and your successful clientele are becoming more diverse and requiring different types of insurance needs. 

    Christy Jones, CISR, CAPI, Susan Spencer, CIC  and Liz Wilkins, each have over 20 years of experience working with high-net-worth individuals in an effort to resolve their complex insurance needs.  

    Our goal is to make you, the Agent, successful.



MGA Menu of Services Offered

(Types of coverages we can broker for your Successful Customers): 

High Value Homes
Inland Marine/Valuable Articles
Collector Cars

 Our Key Partners:

Berkshire Hathaway



                        Contracting and Submitting New Business

    For your convenience, we are licensed to write business in all 50 States. We require completed Acord form applications (and loss runs for commercial submissions) when submitting new business, which you can find under the "MGA Agent Login" button on the left upper hand side of our website "Home Page".   

    Agents are not required to have a formal contract in place to request a quote from Martin & Zerfoss. Simply fill out the Quick Agency Profile Form and fax your Acord application so that we may have your basic contact information. 

    To begin the contracting process please download and fill out the full Agency Profile Form and form W-9 and fax to Martin & Zerfoss with all other requested documentation necessary.

    Once again, all the Acord forms and Instructions are located under the "MGA Agent Login".  Once you have filled out the forms, please email through your preferred secure email to: or - or Fax (615) 269-7390.

Staying Informed

Serving insurance needs since 1978.

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