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Practically every business relies on equipment of some kind, and whether it’s simple or complex, your equipment is critical to your business’s successful operation. Machinery and equipment coverage pays to repair or replace covered equipment damaged by a covered accident. If your business uses mechanical, electrical or pressurized equipment, you need more than a property insurance policy. Ordinary property policies have standard exclusions for losses caused by mechanical breakdown, power surges, pipes, engines and turbines, loss or damage to steam or hot water boilers, and indirect or consequential losses associated with these causes. This policy covers equipment such as transformers, electric panels, motor, air conditioning units, production machinery and boilers.  

This website provides a basic summary of the insurance products offered by Martin & Zerfoss. It is not a statement of contract and coverage may not apply in all areas. For a complete description of coverage, please read the insurance policy, including all endorsements.

Serving insurance needs since 1978.

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